AsherPay turns high-risk headaches into reliable revenue. Low reserves, low rates, and the full stack — fraud protection, analytics, recurring billing, and APIs — all in one platform.
Every major card brand, digital wallet, and bank-backed rail. One integration — no card ever declined because of the network.
Every industry below is a specialty, not an exception. Underwritten with the right risk models, acquiring banks, and chargeback tooling from day one — so your MID stays healthy and your funds stay put.
High-risk processing isn't one-size-fits-all. Rates are custom-priced to your vertical, volume, and risk profile — so you get the best terms available for your business, not a generic markup.
Priced to your vertical and volume. Transparent, not inflated.
Quoted after underwriting. No hidden fees, no surprise PCI surcharges, no markup on interchange.
A fraction of what most high-risk processors hold.
Cash stays in your account, not theirs. Reserve schedule spelled out upfront, no moving goalposts.
A multi-layer defense stack built for the industries other processors won't touch. Prevent the chargeback, not just fight it after the fact.
Every transaction scored in real time against 150+ signals — device fingerprint, velocity, geo, behavior.
Shift liability to the issuing bank on eligible transactions. Zero friction for verified buyers.
Ethoca & Verifi integration. Get notified before a dispute becomes a chargeback. Refund and resolve on your terms.
In-dashboard representment with pre-built compelling evidence templates. Win more of the ones you do fight.
Custom rules: max attempts, blocked BINs, country filters, amount thresholds. Yours to tune.
Identity verification built in. Keep your ratios clean and stay in good standing with the networks.
Every transaction, decline, refund, and chargeback rolled up into a dashboard you actually want to log into.
Built-in subscription engine with the one feature that actually moves the needle: smart retry logic and account updater to save declined cards automatically.
Daily, weekly, monthly, annual, or custom intervals. Trials, coupons, upgrades, downgrades — all native.
Auto-retry on soft declines using optimal timing. Recover 20-35% of failed renewals without lifting a finger.
Visa & Mastercard Account Updater built in. Expired cards get refreshed automatically — no churn from dead plastic.
White-labeled self-serve portal for customers to update payment, pause, or cancel. Cuts support tickets in half.
In-dashboard view of every failed charge, retry attempt, and recovered dollar. Know your real retention math.
Triggered receipts, dunning notices, and renewal reminders. Fully customizable templates.
RESTful API, webhooks, and native integrations with every stack that matters. Go from application to live checkout in an afternoon.
Test mode sandbox. Production keys the moment you're approved. Webhook dashboard for event replay and debugging.
No back-and-forth for weeks. No mystery underwriting. One intake, one dedicated rep, one merchant account built for your vertical.
Complete the 7-step intake and upload required docs. Takes under 15 minutes. No commitment, no credit pull.
We pair you with acquiring banks that specialize in your vertical. Most approvals land in 24-48 hours.
Get your keys, drop in the checkout or API, and start processing. Dedicated onboarding rep walks you through every step.
Apply free. Get matched in 48 hours. Start processing in 72. No setup fees, no lock-in contracts, and a rep who actually picks up the phone.